• Get a Lump Sum at the Maturity of your Vision Plan.  • Lump Sum is the total of  1) Guaranteed Insurance amount  2) Distributed bonus
	• Insurance-amount at date of death (double incase of accidents)  • Monthly income (1% of insurance amount) to maturity of the policy.  • At maturity;  1) Insurance amount  2) Part of the distributed bonus
	• At date of event Customer stops to pay &life coverage continue.  • At maturity;  1) Insurance Amount  2) Total Bonuses (as if customer paid all premiums)

Plan Benefits and Features
• Face-amount is guaranteed.
• Bonuses are distributed on annual basis, BUT not guaranteed, you will receive an annual letter stating the distributed   amounts.Projected bonus value may go up or down
• Capital growth bonus is distributed only if;
   * Insured is alive at maturity.
   * All premiums are paid &policy in-force.
• Cash value for the first 3 years is ZERO.
• A 30 days FREE-LOOK period is granted to the customer through which full refund  of the premium is guaranteed – from the
   date of receipt of policy from ALICO by customer.
• Not a bank deposit or an obligation of Citibank N.A.
• For early cancellations, loss of premium paid may occur.
• For queries and complaints, please call Citiphone on 16644

Benefits

Do not leave your future to chance, take advantage now of the
benefits provided especially for you through The Vision.

Achieve your goals and ensure that your loved ones are
protected.

At Maturity Date

a. A Lump-sum
b. Guaranteed Insurance Amount
c. Projected Reversionary Bonus
d. Projected Capital Growth Bonus

At Death

a. Immediate Lump-sum (equal to face-amount) at date of death
b. Double the face-amount incase of accidents
c. Monthly income (1% of insurance amount) to maturity of the policy
d. At maturity, a lump-sum (equal to face-amount) + Reversionary bonus (if any)

Incase Permanent Total Disability

a. Customer stops to pay permanent & life coverage continue
b. At maturity; a lump-sum (equal to face-amount)

Important Information

• Not a bank deposit or an obligation of Citibank N.A.
• Projected bonus value may go up or down
• For early cancellations, loss of premium paid may occur.
• This product offers a “30-day free look” period
• For queries and complaints, please call Citiphone on 16644

To view more details on The Vision, click here The Vision