Citibank Egypt


	Investment Products
	Features and Benefits
	Apply Now

Investments

Mutual Funds

A mutual fund is an entity that pools money from many investors – its unit holders – to invest in different securities depending on the type of fund. Investment may be in shares, debt securities (bonds), money market securities or a combination of these. Those securities are professionally managed on behalf of the unit-holders, and each investor holds a pro-rata share of the portfolio i.e. entitled to any profits when the securities are sold, but subject to any losses in value as well.

Benefits of Investing in a Mutual Fund

Professional investment management
Mutual Funds hire full-time, high-level investment professionals. Fund managers are professionals with a deep knowledge of the market, and have real-time access to crucial market information and are able to execute trades on the largest and most cost-effective scale.

Diversification
Investing in mutual funds instead of one specific security is a good example of diversification. Mutual funds are made up of different investment instruments, allowing you to spread your money among different countries and industries in different sectors of the economy, which don’t react to the same event in the same way. Thus, providing your investments with better protection against market fluctuations. Example: The Pencil Story:
One Pencil = One Share = Easy to Break = High Risk

Several Pencils = Fund = Difficult to Break = Smart

Affordability
A mutual fund enables even a small investor to afford the benefits of its investment strategy because of economies of scale.

Convenience and Flexibility
At Citibank, you can choose mutual funds from some of the world’s most reputed investment houses. You can also enjoy the convenience of having all of your investments in one place, which cuts down significantly on the amount of paperwork you'll receive.

Personal Service
One call puts you in touch with a your investment consultant who can provide you with the material needed to enable you to make your own informative investment decisions. They will provide you with personal assistance in buying and selling your fund units, with fund information and answer questions about your account status.

Liquidity
Unlike many other investments, Open – ended funds provide liquidity, which means you can redeem your shares at any time. You'll receive the current value of your investment, which may be higher or lower than the price you paid.

Transparency
You get regular information of the value of your investment in addition to disclosures on the specific investments by the mutual fund.

Potential Growth

INVESTMENT PRODUCTS: • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE