Our
Personal Loan will help you satisfy your personal needs, whether
it may be a new computer, furnishing your apartment, buying a summerhouse,
or just extra pocket money.
With Citibank Personal Loan, procedures are simple, documentation
required is minimal, and loan amount is received within a few
days.
Loan amount starts from LE 2,000 till LE 80,000 without a guarantor
or real estate collateral.
Special offer for Self-employed customers till December 2007 offering
loan amount up to L.E 200,000
How
much will my monthly installments be?
We offer
you 2 types of methods to pay your loan installments, so that you
can chose the one that best fits your circumstances:
1-Regular
Installment Loan: You
will pay back equal monthly installments through out the tenor
(duration) of the loan.
2- Step-Down Installment Loan: The monthly
installments decrease year by year i.e. the 1st year you pay
a certain amount
for the monthly installments, the 2nd year
the monthly installments decrease vs. the previous year,
and so on …
The
monthly installments are calculated based on the amount of the
loan and the tenor (duration of the
term). We offer you “5” options
to choose from the term duration that you is more convenient for
you: 12, 24, 36, 48 or 60 months. Choosing longer-term periods
to repay your loan will grant you smaller monthly installments.
How can I pay my monthly installments?
A current account is opened for
you to deposit your monthly installments in any of our ATM
machines located in Cairo and Alexandria, 24 hours
a day, 7 days a week. Deposits will be credited to your account the
next working day. Alternatively,
you can pay at any of our branches in
Cairo and Alexandria during weekdays (Sunday to Thursday) from 9
am to 5 pm.
How
can I apply now ?
You are
only a phone call away from applying for the Citibank Personal
Loan
if your age is between 25 years to 60 years living in Cairo
or Alexandria and your monthly salary is at least LE 1,500.
Call
16644 now and apply for
your Personal Loan!
Next
Steps
• Prepare
the required documents that will be communicated to you on the phone.
• A Citibank representative will visit you as per an arranged appointment
to
pick
up your documents & have you sign the application form.
» Eligibility
Criteria
Salaried
Self Employed
Age
25-59*
30-59*
Gross Monthly Income (Egyptians)
LE 1,500
LE 4,375
Gross Monthly Income (Expatriates)
LE 6,250
Not Eligible
Residence
Greater Cairo/Alexandria
Greater Cairo/Alexandria
* Eligibility age
starts from21 years of age for existing Citibank Customers.
» Documentation
Required
Salaried
Self
Employed
Original
HR letter with designation/title
A
Copy of Commercial Register or Tax card**
Date
of appointment, address and income
Original
Utility bill up to 6 months old.
Signed
copy of national ID
6
months bank statements (original).
Customer
Photo
Signed
copy of national ID.
Customer
Photo
**Copy
of commercial register (Segel Togari) or Professional register
(Segel Mehani) or Certificate for Participation in Profession (Shehadet
Mozawlet Mehneh) or Certificate of Consultant Engineer (Shehadet
Esteshary Handasy) or Design Register for Syndicate members (Shehadet
Keid Al Resomat Bel Neqabah) for professionals.