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Citibank Personal Loans

The simple way to apply for a loan

Our Personal Loan will help you satisfy your personal needs, whether it may be a new computer, furnishing your apartment, buying a summerhouse, or just extra pocket money.

 With Citibank Personal Loan, procedures are simple, documentation required is minimal, and loan amount is received within a few days.

Loan amount starts from LE 2,000 till LE 80,000 without a guarantor or real estate collateral.
Special offer for Self-employed customers till December 2007 offering loan amount up to L.E 200,000


How much will my monthly installments be?

 We offer you 2 types of methods to pay your loan installments, so that you can chose the one that best fits your circumstances:


1-Regular Installment Loan: You will pay back equal monthly installments through out the      tenor (duration) of the loan.

2- Step-Down Installment Loan:
The monthly installments decrease year by year i.e. the 1st year you pay a     certain amount for the monthly installments, the 2nd year the monthly installments decrease vs. the previous     year, and so on …

The monthly installments are calculated based on the amount of the loan and the tenor (duration of the term). We offer you “5” options to choose from the term duration that you is more convenient for you: 12, 24, 36, 48 or 60 months. Choosing longer-term periods to repay your loan will grant you smaller monthly installments.

How can I pay my monthly installments?
A current account is opened for you to deposit your monthly installments in any of our ATM machines located in Cairo and Alexandria, 24 hours a day, 7 days a week. Deposits will be credited to your account the next working day. Alternatively, you can pay at any of our branches in Cairo and Alexandria during weekdays (Sunday to Thursday) from 9 am to 5 pm.

How can I apply now ?

You are only a phone call away from applying for the Citibank Personal Loan if your age is between 25 years to 60 years living in Cairo or Alexandria and your monthly salary is at least LE 1,500.

Call 16644 now and apply for your Personal Loan!


Next Steps

• Prepare the required documents that will be communicated to you on the phone.
• A Citibank representative will visit you as per an arranged appointment to pick up your documents & have you sign the   application form.


» Eligibility Criteria

  Salaried Self Employed
Age
25-59*
30-59*
Gross Monthly Income (Egyptians)

LE 1,500

LE 4,375

Gross Monthly Income (Expatriates)

LE 6,250

Not Eligible

Residence

Greater Cairo/Alexandria

Greater Cairo/Alexandria

* Eligibility age starts from21 years of age for existing Citibank Customers.

» Documentation Required
Salaried
Self Employed
Original HR letter with designation/title
A Copy of Commercial Register or Tax card**
Date of appointment, address and income

Original Utility bill up to 6 months old.

Signed copy of national ID

6 months bank statements (original).

Customer Photo

Signed copy of national ID.

  Customer Photo


**Copy of commercial register (Segel Togari) or Professional register (Segel Mehani) or Certificate for Participation in Profession (Shehadet Mozawlet Mehneh) or Certificate of Consultant Engineer (Shehadet Esteshary Handasy) or Design Register for Syndicate members (Shehadet Keid Al Resomat Bel Neqabah) for professionals.

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