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 Citibank Personal Loan

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Citibank Personal Loan
The simple way to apply for a loan

Are you dreaming of getting your dream house right away, going on an exotic vacation this summer, want to own a new car. Citibank can make all your dreams come true, all you need to do is apply for our immediate Personal Loan.

At times, when you need a large amount of money to make your dreams come true right away, you can’t achieve this objective. As taking a loan can be a long and hectic process, needing a guarantor, flat contract, bank account, plus never-ending documentation. With Citibank Personal Loan, procedures are simple, the documentation required is limited, and the authorization process is very quick.

 
  
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What can I use a Citibank Personal Loan for?
Our Personal Loan will help you satisfy your personal needs, whether it may be a car, a new computer, furnishing your apartment, buying a summerhouse, or just extra pocket money. If you decide to refinance over a long period of time you will be left with more cash in your pocket. The amount of the loan that you would like to obtain some how depends on the size of your monthly installments. The loan amount starts from LE 2,000 till LE 60,000 without a guarantor or real estate collateral.

So … how much are my monthly installments?
 
  Installment amounts will be communicated to you upfront upon receiving the loan, as you will be required to sign the installment checks on the spot.

We offer you 2 types of methods to pay your loan installments, so that you can chose the one that best fits your circumstances:

            1- Regular Installment Loan: : You will pay back equal monthly installments through out
            the tenor (duration) of the loan.
            2- Step-Down Installment Loan: The monthly installments decrease year by year i.e. the
            1st year you pay a certain amount for the monthly installments, the 2nd year the
            monthly installments decrease vs. the previous year, and so on …

The monthly installments are calculated based on the amount of the loan and the tenor (duration of the term). We offer you “5” option to chose from the term duration that you is more convenient for you: 12, 24, 36, 48 or 60 months. Choosing longer-term periods to repay your loan will grant you smaller monthly installments. You can use our loan calculator to know how much money we can grant you.

 
  How can I pay the back the loan ?
 

Upon approving your loan, we will open for you a current account with no fees or ATM charges. You can deposit your monthly installments in any of our ATM machines located in Cairo and Alexandria, 24 hours a day, 7 days a week. The money that you will deposit will be credited to your account the next day. The other method for depositing your monthly installments is by visiting our branches on weekdays (Sunday to Thursday) from 9 am to 5 pm.

  Can I apply by phone? Can a financial consultant come to me?
 
Your only a phone call away from applying for the Citibank Personal Loan if your age is between 25 years to 60 years living in Cairo or Alexandria and your monthly salary is at least LE 1,500.

All you need to do is call our sales specialists: Cairo 333 1333 , Alexandria 483 3145
Calls will be accepted from 9 am to 10 pm on working days (Sunday to Thursday) and on Saturday from 10 am to 5 pm. Your applications are guaranteed and will be handled effectively and efficiently.


* International call rates apply or visit our branches where our personal assistants are ready to answer all your queries.

 
 
 
  Apply Now
 

For further information please call 16644 –Citiphone Banking hotline*
*From outside Cairo, national call rates apply
+202 27915111 – For Customers calling from abroad*
* International call rates apply

  • Prepare the required documents that will be communicated to you on the phone.
 
• A Citibank officer will visit you as per an arranged appointment to pick up your documents & have you sign the application form.
  » Eligibility Criteria
 
  Salaried Self Employed
Age
25-59
30-59
Gross Monthly Income (Egyptians)

LE 1,500

LE 4,375

Gross Monthly Income (Expatriates)

LE 6,250

Not Eligible

Residence

Greater Cairo/Alexandria

Greater Cairo/Alexandria

  » Documentation Required
 
Salaried
Self Employed
Original HR letter with designation/title
25-59A Copy of Commercial Register or Tax card**
Date of appointment, address and income

Original Utility bill up to 6 months old.

Signed copy of national ID

6 months bank statements (original).

Customer Photo

Signed copy of national ID.

  Customer Photo
 
**Copy of commercial register (Segel Togari) or Professional register (Segel Mehani) or Certificate for Participation in Profession (Shehadet Mozawlet Mehneh) or Certificate of Consultant Engineer (Shehadet Esteshary Handasy) or Design Register for Syndicate members (Shehadet Keid Al Resomat Bel Neqabah) for professionals.
 

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